Thursday, February 2, 2012

Learn now, Earn later

So, being my first semester as a Financial Planning major I felt like I was way behind. I didn't know what a time value of money was, I didn't that there was a newer and more business-like Facebook, and I definitely didn't know that there was a financial calculator. I mean if you have your own type of calculator you must be legitimate. Well, this means a news alert was way overdue people. I'm sure that I was not the last person in the entire world to have been so completely oblivious to this financial world and I know that everyone, yes even YOU, can benefit from doing some extra work. I mean, it's just money, so you decide for yourself if it's worth it. Now, like many of you I have had enough experience with older folk that I do my best to decide right away if their worth the effort to get to like em'. I know I know, that sounds, and I usually work really well with the super nice ones that always wanna feed ya, but...Well, in my experience it's always been a pretty interesting toss-up, I either really love them or REALLY hate them. One man that you must get to know though before leaving this University is Dr. Jerry Mason. He's an old man with a lot of experience, knowledge and most importantly connections. He has a spunky personality and well if I'm being honest he's a chatty old guy, but that's besides the point. After his tactful and strategic stories Dr. Mason broke the ice with this statement, notice the personalization, gets me every time...
"Clara, you may know 3 things about your mom and dad off the top of your head. You might know your mom and dad's sexual orientation, their religious affiliation, and you might even know their political affiliations, but I can almost guarantee that you couldn't tell me the amount of money your parents brought home last year."
As you can imagine this was a pretty eye-opening and jaw-dropping prediction. Why didn't I know? Why couldn't I just simply tell him, "actually I do, and it's...." I seriously went the rest of the day completely bothered by this old man, one I didn't even know, and how had read me so well. I was an open book. I refused to let this old man get the best of me, every time I ran into the guy I proposed a question, I demanded an answer and then I killed him with kindness. Unfortunately for him, I decided I liked it and am now pursuing the major, but that's besides the point. The real question is how many of you right now are reading this and thinking, that's weird, I don't know that about my parents either. The important thing isn't the information that you are lacking, it's the reason you don't know. That's why being an inviting and people-oriented, certified financial planner is so essential. People don't trust just any old Joe on the side of the road, you have to know how to sell yourself and be good at what you do.
If you're a student at UVU and want to know more, or if you just want to know more, be sure to follow up with one of our favorites, Dr. Jerald Mason, or the youngest of the three and the most willing to give you a run for your money, Dr. Jacob Sybrowsky, and if one of these two men don't do the job for ya, talk to Dr. Glenn Lowell. Between the three of them they will get the job done and help you decide if financial planning is really something that would be good for you. Everything that you need is at your finger tips, just go to the Woodbury School of Business and find one of there gentlemen or even join the Personal Financial Planning Student Association to get more involved.

Friday, January 27, 2012

PFP at UVU

So first things first. What in the heck is PFP? Well, it stands for Personal Financial Planning. It is a program offered for the first time in UVU's history and said to be a premier program in the Woodbury Business School. Though in it's first real semester the new PFP program at Utah Valley University is already proving itself to the nation. Ranked 8th in the top ten financial planning programs and against some of the best, Texas Tech, Boston University, and of course The College for Financial Planning to name a few, UVU has much to be excited about. As a personal financial planning major one will know how to save money, manage accounts, help clients prepare for retirement, and advise clients on investments. The best part about UVU's program is that they leave you with a paid internship. Yes I said it, PAID internship. Well folks, I can tell you anything you want to know about the program but it's up to you to ask the right questions to get the information you want. So don't be scared, ask away!

P.S. Here's the link for the top 10 Financial Planning programs in the country